Nanny Credit Card Help!
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Anonymous
| If my employer gets a CC in their name, will my credit be ran? I have a considerable amount of student loan debt so my credit isn’t that good right now. The new family is talking about getting a CC for me to use for on the job purchases. I am assuming I will have to be added as an authorized user. Do they run my CC to check if they add me? |
Anonymous
| No, they will most likely add you as an authorized user of their cc. My previous employers did the same for me, my name on the card, their account number. |
Anonymous
| No. It is all on the employer's account and has nothing to do with you. |
Anonymous
Not entirely true--an account for which you are an authorized user will still appear on your credit report. But if OP's credit is not stellar right now, it may help. |
Anonymous
| I don’t think they run the “added” authorized users credit. However, it will show an added open line on your credit report, so it can help you in the long run (build your credit). If you don’t feel comfortable, maybe suggest a prepaid card or opening a checking account. |