Health Insurance for a Nanny

[Anonymous]

I am new to this.

Do I need to provide health insurance for a nanny. I am looking to pay my nanny $20/hour and will take out taxes, etc. but legally do I need to pay health insurance for her?

Thank you.

[Anonymous]

Legally, no. But in paying a nanny so little ($20 an hour is low for a good nanny) paying her healthcare insurance might be a real incentive to work for you.

[Anonymous]

I disagree w/the above ^^^^ answer that $20/HR is a low hourly rate for a good Nanny.

[Anonymous]

No you do not offer health insurance on top of that. That's a very generous rate as it is. If you offered 16 or 18 perhaps you could offer a couple hundred to be paid towards health insurance after a certain length of time. I would think that would still be very competitive. Also there is no way you can "provide health insurance" because it costs too much. You need to say you help pay for the premium.

[Anonymous]

Anonymous wrote:No you do not offer health insurance on top of that. That's a very generous rate as it is. If you offered 16 or 18 perhaps you could offer a couple hundred to be paid towards health insurance after a certain length of time. I would think that would still be very competitive. Also there is no way you can "provide health insurance" because it costs too much. You need to say you help pay for the premium.

Where are you located? $20 is a low rate I’m DC.

Giving a 40-60% insurance stipend would do wonders for getting a decent nanny.

My last 3 employers have offered a monthly stipend.

Yes, nannies deserve health insurance too.

$20 an hour will not pay for bills and quality health insurance in DC.