In DC. We pay on the books and pay DC money for workers comp (no choice in this - it is part of our taxes). is this the same as workers comp insurance? |
So it's unemployment insurance we pay to dc. We don't have workers comp insurance though we are required too. How did I not know this?! I'll call my homeowners insurance company tomorrow. |
good luck finding HO's that covers WC. We had enough trouble just finding an insurer (outside of a combined p/r service) to offer it to a HH employer. |
so do most on the books nanny employers have this? It seems very scary not too, but we were doing everything "right" and somehow missed it. |
Call Homepay. They offer it. |
I had to buy it through the state in MD. Here in Georgia, I'm paying an arm and a leg for it -- my insurance won't cover it either. |
The state offers this? Website link??
My HO jacked or rate up insanely this year. |
Just google Maryland Worker's Comp insurance. |
how does that help OP who lives in D C ! |
State farm offered me a rider for it on top of my other (multitude of) insurance. Very cheap. |
OP here. State farm no longer offers this. He is going to get me a quote from the national compensation fund, but we are looking at, according to our agent 800 a year. |
I have a policy with State Farm. Maybe they are not writing new ones though. |
yep - stopped several months ago. |
State farms web site still shows this as an available rider. |
weird. maybe it is just my agent then. Let me call again - I haven't bought the 800$ policy yet because I can't stomach the loss. |