Nanny using our car - contract needed?
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Anonymous
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Our part-time babysitter will become a full-time nanny for our 2.5 year old. She is allowed to bring her son (4 yo) with her everyday and we are going to let her use our extra car. This will essentially become a second car for her because we will allow her to use it even when she is not working. She will need to pay for gas. But the car will remain in our name. Do most people have contracts with the nanny when it comes to using the family's car? How does insurance work? Any thoughts or advice are appreciated.
Thanks. |
Anonymous
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Cue the dozens of responses from MBs about why allowing your nanny to bring her son or allowing her to use your car on her off-hours is a bad idea...
Just know that a contract can never hurt. |
Anonymous
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When you say that your car will become a second car for her, do you mean she already has her own car?
You must address your insurance/contract question to your insurance agent. "Most" families do not have a written contract, but that doesn't mean that you can't have one. |
Anonymous
| She should not be expected to pay for gas for the times she is using the car "on the clock" (driving your son to classes or activities.) |
Anonymous
| MB here. I think a written agreement would be smart. It's always good to make sure everyone is on the same page w/ all the details and putting it in writing makes that much easier. |
Anonymous
| A contract would be a great way to plan for non-moving violations. If she racks up parking tickets or the car is towed who will pay for it? Can she take the car anywhere? Would you rather she not transport other people in it? Who will take the car in for regular mainenance? If she gets a moving violation in her personal car will that impact your decison to let her drive your car? Will you do regular motor vechicle checks to be sure she hasn't had any serious violations since starting? How often will the car be cleaned and who pays for it? |
Anonymous
Of course it's a bad idea. Your smug response fails to detail why it's a good idea. OP, ask any insurance agent and they will tell you exactly why this is a terrible idea. Why on earth would you agree to be liable for your nanny and her child in her off hours? |
Anonymous
And while you are talking to your insurance agent make sure she is named as a driver on the vehicle = based on her driving record and/or age your insurance may go up. |
Anonymous
| OP, why is she driving your car in her off hours if she has her own car? We have a full-time nanny who has her own car and she drives our car only when she is working. That way, if there is any problem involving the car, it is clear that it occurred "on the job." Any gas, maintenance or repairs for the nanny car are our responsibility. |
Anonymous
| ^^and insurance. |
Anonymous
my boss offer a car for drive her kids,but she's just add my name to the insurance. |
Anonymous
+1. She drives her own car to and from work. If you wanted to be nice, you could buy her an extra booster/car seat for her son since maybe the issue is having to switch his seat in and out of the car. We have friends who did give their nanny a car, but I'm not sure how they worked out the insurance/liability. She didn't have a safe car, however, and she wasn't driving any other children. |
Anonymous
| I am unclear as to whether you're asking about a contract regarding terms of employment, or just for driving? We have a contract (actually we called it a "work agreement") with our nanny, which covers driving. When she started driving our kids regularly (to take one of them to and from preschool) we added her to our insurance policy. She very rarely drives them now, but we have left her on. But she doesn't take our car home with her. |
Anonymous
| Respondeat superior liability. Get a very high umbrella policy. |