Is this covered by worker's comp if it's on the front walk?

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If this was on their property, I am sure they need to pay for your check-up tomorrow. Let them know what happened. Send them an email now, so you have everything in writing. You don't want them to claim it happened after you got home.

Legally, this is 100% wrong.

What do you think WC is for?

Again, WC is not location-specific. Doesn't matter where she fell, if she has WC she's covered. If there is no WC, then there is no obligation to pay, even though she was on their property, unless the homeowners were negligent, which does not appear to be the case here. The PP's assumption that there mere fact that she fell on their property means they have to pay is wrong.

[Anonymous]

Anonymous wrote:Wow I didn't realize any of this would sound fishy to anyone. I really am not trying to get anything over on them but with no insurance it sure would be nice if worker's comp did cover this. The family isn't hurting by any stretch of the imagination. They make a very nice living and I'm sure could afford the cost of a doctor's visit to have my knee looked at to determine the extent of injury. I wouldn't insist they pay for it but I don't see the harm in asking if they would at least pay for part of it. I would feel really badly if they fired me just for asking if they could help with the expense or if worker's comp would cover it. Obviously I don't have a terrible relationship with the family or I wouldn't have been here for so long. I don't understand anyone saying they would fire me for something like this.

OP I think you have a good plan here. I'm an MB and if this happened to my nanny and she didn't have insurance and would have trouble affording medical care I would definitely help her out. I would help her out though whether it happened on my property or not because we have a good relationship and I would hate for her not to be able to receive medical care that she needed. It sounds like you have a good relationship with this family too. I think the PP who mentioned firing a nanny over this is thinking in terms of having a litigious nanny. As I said I would have no problem helping my nanny with this but not just because it was on my property. If my nanny made a big deal about how it happened on our property and we should pay for it I would think twice about keeping her. Accidents can happen anywhere and as you said it's not their fault that it happened.

And to the PP who said you could have a lawsuit for firing a nanny for this: you can file a lawsuit for anything but that doesn't mean you will win it. Good luck proving that's why you were fired. Anyone can fire a nanny for any reason, including "it just isn't working out." FYI I was fired from a job a few years ago right after I told them I was pregnant. I had absolutely no recourse. The burden was on me to prove they fired me because I was pregnant and I had no proof other than coincidental timing. It's irresponsible going around telling people they can sue over this and that when in all likelihood they will just waste a lot of money without being succesful.

[Anonymous]

Anonymous wrote:WC is not location-specific. It applies if you are injured in the scope of your job duties. So, if your employers have WC, it would apply here. I don't think you should ask them to personally pay the bill if they didn't do anything wrong. But, mention it and they may offer. I would.

This is true. The ER or Urgent Care will ask how the injury happened and the magic words are "while I was working"

You shoul text your employer and take photos to document.

[Anonymous]

Anonymous wrote:Something about this doesn’t sit right with me. Honestly I don’t think that the family should pay for this. They are not a corporation and are probably trying to get by themselves and don’t have extra money to cover your medical bills. If you were my nanny, I would probably let you go if you put me in that possition.

If I am on your property and I slip, bet your life, you have some responsibility. A griend slipped in backyatd of neigjborand broke her arm and rotator ciff, neighbor was responsible. In DC and MD, you must have WCI. Tough luck if you employ someone amdthey are hurt while on the clock, on or off,your property. By al mrans, fire her, and you will have no money after her lawyer gets a judgment against you.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If this was on their property, I am sure they need to pay for your check-up tomorrow. Let them know what happened. Send them an email now, so you have everything in writing. You don't want them to claim it happened after you got home.

Legally, this is 100% wrong.

What do you think WC is for?

+1. This is EXACTLY what workers compensation is for. If OP was not an employee, homeowner's insurance would cover the medical expenses and any lost income resulting from the injury on the family's property.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Something about this doesn’t sit right with me. Honestly I don’t think that the family should pay for this. They are not a corporation and are probably trying to get by themselves and don’t have extra money to cover your medical bills. If you were my nanny, I would probably let you go if you put me in that possition.

To add to this, I have slipped a few times on ice in front of peoples homes. Yes it hurt and I was upset, but I would never ask someone to pay for my medical bills unless i was seriously hurt.

I agree with this poster. if you are not seriously hurt, is it worth risking the relationship you have built with this family? reading this along makes me wonder about possible risks with my nanny who only works part time. if your seriously hurt that is another story, but if your just sore, then i would think twice about speaking up.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Something about this doesn’t sit right with me. Honestly I don’t think that the family should pay for this. They are not a corporation and are probably trying to get by themselves and don’t have extra money to cover your medical bills. If you were my nanny, I would probably let you go if you put me in that possition.

To add to this, I have slipped a few times on ice in front of peoples homes. Yes it hurt and I was upset, but I would never ask someone to pay for my medical bills unless i was seriously hurt.

I agree with this poster. if you are not seriously hurt, is it worth risking the relationship you have built with this family? reading this along makes me wonder about possible risks with my nanny who only works part time. if your seriously hurt that is another story, but if your just sore, then i would think twice about speaking up.

I am an MB and think these two posters are being very self-serving.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Something about this doesn’t sit right with me. Honestly I don’t think that the family should pay for this. They are not a corporation and are probably trying to get by themselves and don’t have extra money to cover your medical bills. If you were my nanny, I would probably let you go if you put me in that possition.

To add to this, I have slipped a few times on ice in front of peoples homes. Yes it hurt and I was upset, but I would never ask someone to pay for my medical bills unless i was seriously hurt.

I agree with this poster. if you are not seriously hurt, is it worth risking the relationship you have built with this family? reading this along makes me wonder about possible risks with my nanny who only works part time. if your seriously hurt that is another story, but if your just sore, then i would think twice about speaking up.

I am an MB and think these two posters are being very self-serving.

I agree. If any of us were injured at work we would pursue WC.

OP, this would be covered under WC and you should talk to your employers.

[Anonymous]

I assume it covers the WHOLE property, as that is why people are always so paranoid about shoveling walkways in the winter and trying to keep things ice-free. If someone slips on any part of your property, you can be sued. So Workers Comp should cover everything on the property.

[Anonymous]

Anonymous wrote:I assume it covers the WHOLE property, as that is why people are always so paranoid about shoveling walkways in the winter and trying to keep things ice-free. If someone slips on any part of your property, you can be sued. So Workers Comp should cover everything on the property.

Agree.

[Anonymous]

Thank you for all of the responses. I spoke with MB after she got home last night and they do have worker's comp so this should be covered. I probably will have it looked it and she has agreed that I should.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Something about this doesn’t sit right with me. Honestly I don’t think that the family should pay for this. They are not a corporation and are probably trying to get by themselves and don’t have extra money to cover your medical bills. If you were my nanny, I would probably let you go if you put me in that possition.

To add to this, I have slipped a few times on ice in front of peoples homes. Yes it hurt and I was upset, but I would never ask someone to pay for my medical bills unless i was seriously hurt.

+1. Find a new job and get insurance. I hate paying my co-pays at the doctor, so I definitely wouldn't pay someone's full medical bills when they were negligent and didnt have insurance.

[Anonymous]

WC should cover any injury incurred while performing one's official duties. Taking the kid to preschool is one of your official duties, so WC should cover it. That's what it's for.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Something about this doesn’t sit right with me. Honestly I don’t think that the family should pay for this. They are not a corporation and are probably trying to get by themselves and don’t have extra money to cover your medical bills. If you were my nanny, I would probably let you go if you put me in that possition.

To add to this, I have slipped a few times on ice in front of peoples homes. Yes it hurt and I was upset, but I would never ask someone to pay for my medical bills unless i was seriously hurt.

+1. Find a new job and get insurance. I hate paying my co-pays at the doctor, so I definitely wouldn't pay someone's full medical bills when they were negligent and didnt have insurance.

Workman's comp is not insurance an employee "gets." The employer either gets the insurance so they will be covered or gets sued and has to pay for the medical bills and lost wages. It's the law.

[Anonymous]

Thank you, 14:03, for posting correct information.