Reply to How does your family survive making under 200k hhi

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[quote=Anonymous][quote=Anonymous]For all of you who are just getting by with your HHI of $400k or higher, there's an incredibly simple answer:

Move to a place in the Metro area where the housing is cheaper.

What? You're gasping that you could never do such a thing? What about the children? What about the schools? What about the commute? What about your nanny that wouldn't possibly come to THAT neighborhood?

Then you're not really doing everything you can to live within your means.

Guess what--sometimes even with a big HHI, there are tradeoffs. Maybe that $1.5M house really isn't worth it.

But so many people create the "baseline" acceptability for their lives that they end up completely hemming themselves in, trying little changes around the edges that might save $500 a year, when the biggest answer is staring them right in the new-construction granite-and-stainless face.

Get cheaper housing. It exists.

[b]If you can't bear to do that, then understand that the root of your cash flow problem is that you don't want to make the sacrifices necessary. You can whine and moan about how housing in DC is so expensive, blah blah blah, but what you really mean is that housing in DC that is acceptable to your tastes is so expensive.[/b]

Go back to the PP living the 40-year-old rambler, who miraculously has a lot more financial security than the other folks who are struggling on a high HHI.

Your choices are putting you in your situation, not the boo-hoo high COL of DC. Because if you leave DC for somewhere cheaper, you ain't taking that $500K HHI with you, and may end up in the same boat.

[/quote]

Bingo.[/quote]

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