Reply to Fairfax County Public Schools -- Article on Demographic Changes

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]16:54 There are many people who provide worth to society, however it makes sense that a program would run out of money when a women working outside of the house paying into the program all those years gets the same amount back as a woman staying at home not paying into the program. [b]You're supposed to get back what you put in, [/b]but these women or men who stay at home do not put any money into the program, therefore they shouldn't get anything back unless they are poor and can't take care of themselves. We know people who've retired with millions of dollars getting two social security checks back 20 years plus even though only one worked. This is just one of the problems with the program.[/quote]

I'm not sure that is true.  I look at social SECURITY as a means of ensuring that we don't have people living on the street in their old age and if you've worked a long time, then you get something more than people who haven't worked (contributed a long time).  Means testing Soc. Sec. makes the most sense.  As for the spousal benefit -- it is a recognition by the government that a non-working spouse is part of a household economic TEAM and she (since it is usually the wife) shouldn't be penalized for the TEAM's decision to have one person focus on outside work and one person focus on the household/children work.  It is a recognition (back in the day) that society benefits from kids who have a parent at home.  [/quote]

So you would means test people who work and put money in the system, and give freely to those who stay home and don't work. Why should people continue to sacrifice and squirrel way money in 401ks and IRAs if they can get the same amount in SS?  For many people SS complements what they have tried to save in the retirement accounts, but if you reduce ones SS by their retirement accounts, why's the incentive. I certainly would just take that extra money and take that vacation I crave, after all if I have it at retirement, I won't get my SS and that I am mandatorily required to participate in.

In addition, I call BS on women who choose to SAH and not work for 20-25 years.  Kids are out of the house for 6-8 hours around the age of five.   Around the age of 12, the kids are out of the house far more hours, so if these women or men choose to not work for their own reasons, more power to them, but why the heck are they entitled to basically a pension that they did not contribute.

Yes, SS needs fixing, and this would be a greet place to begin. [/quote]

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