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[quote=Anonymous][quote=Anonymous]It seems to be a bleeding heart theory that family is better off with you alive, I must say I share in your dilemma, with slightly different circumstances. I owe around $140k in student loans, and thanks to a now convicted accountant about $150k in back taxes. I have been married over 22 years and my kids are now 21 and 16, I have worked my whole life to try and provide for my family, but have hit a brick wall in dealing with the IRS, as of now they Levy my wages and take 80% of my income. In the past year we have since lost our home and my wife recently divorced me. I have no way to fix the problem, and filing BK does not get rid of my student loans or tax burden, I have a 250K life insurance policy that does pay with suicide after 2 years of holding the policy, which I have had for 7 years. The government won't allow me to earn enough to support my family or myself, so in the best interest of their future I have decided to spend the next few months providing my children and friends with some good memories, I am already 41 years old and have come to terms with the value of my life. My decision is not emotional, but logically honest. Every parent wants to give their children a chance in life, I have taught them for twenty years how to live in the world, now it is time to give them the ability to do the same. I am not crazy or suicidal, I am at peace with having made the decision, and will value the time I spend with them before moving on from this world.[/quote]
Call Department of Education's Ombudsman's office at 877-557-2575.  They'll work with you on student loans. 
I'm sure IRS will do the same if you try to negotiate a payment plan. 
Don't give up.  Don't do this to your kids - it's been shown that parental suicide makes suicide a lot more accpetable and therefore likely for the children. [/quote]

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