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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, you really need to reframe this scenario because the additional details you've shared show that it's not really about the inheritance.

Here is the fact pattern:
You have $10M in assets, are married, and are around 50 years old.
Your HHI is $500-700k/year and you plan to work an additional 10-15 years.
You've been saving $50k/year in a brokerage account, in addition to tax-advantaged saving for retirement.
Your parents are 80+ and you expect an inheritance.
 
Here is your question:
Given the facts above, can you spend the $50k/year instead of continuing to add savings to your brokerage?

And the answer is 100% yes.[/quote]

What I'm confused by is that the extra 50k/year should be peanuts compared to the returns on the existing savings.  Why the inheritance would even be in the conversation here doesn't make sense.[/quote]

Yes, exactly. That's why reframing the question is necessary - OP is trying to anchor the decision to the inheritance but the inheritance is basically irrelevant given the other facts.[/quote]

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