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Reply to "Parent expecting me to pay back parent plus loan"
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[quote=Anonymous]Instead of you assuming the loan you’re probably better off sending her the money every month, and trying to keep it under the gift tax amount each year (which used to be 10K—not sure what it is now). That is a big expense though and I’m sorry you didn’t budget for it — it’s not cool to spring it on you. If there’s still a lot on it. Bankruptcy might not be a bad idea. Or to think about refinancing it to spread the payments out more — that might be an options. [/quote]
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