Reply to I think I want to quit working

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I'm amazed at how many people are encouraging her to quit while [b]completely[/b] ignoring the fact that she has substantial debt and still needs to save for college. [/quote]

She said they save a decent amount while making their current loan payments. As long as they can still do that, what is the big deal? She is probably fine with her own children having student loans, as she does.[/quote]

DP. Why do they even still have those loans if they are making so much money?

Also a terrible idea to have your kids take student loans. Plenty of kids graduating right now with “practical” majors who can’t find jobs. We can pretty much assume there are no 100% safe majors. Whatever we think is “safe” now might not be in a few years. A lot of kids are better off not going to college at all if they only way through is debt.

[/quote]
+1 Op has the option to quit but rely on her DH to pay off the loans.  Does she assume that her kids will have that same option?   Why would you do that to your kids?

I realize that being a working mom is stressful.  Millions of us do it, and if we could, many would pull back to reduce the stress. But, I don't want my kids to struggle and take out loans. I had to work my way through college.  It was awful.  I don't want my kids to have to do that.  They have enough to go in state without having to work.

When you have kids, you have to expect to sacrifice something.   My kids are HS/college aged.  They don't remember being in daycare, but they do appreciate that they have a college fund. And both DH and I appreciate that we have millions in our retirement account such that we can retire early.

If OP quits, she is basically putting all financial responsibility on her DH, who will have to probably work till they are over 65 to pay for everything.[/quote]

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