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Reply to "150k household of 1 is barely making it "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Let's just say you have a $150k salary in DC: - After taxes, your net pay is $98,826 - After rent ($2k p/month) you're at $74,826 - After Utility (~$110) & Wifi ($54.99) you're at $72,826 - After car & health insurance you're at $60,826 - After car payments, you're at $57,226 - after food $800 a month $47,626 - after ordering out $300 a month $44206 - after eating out(2x week) $240 a month $41326 - buying new clothes $200 a month $38926 - Nexflix, Hulu etc… $200 a month $36526 - vacation twice a year $3000. $33526 - gambling and entertainment. 6000yr $27526z - miscellaneous. 500 month 6000 year.$21000 Tell me again how we are rich????? [/quote] I think this is a common scenario when one is single and younger in this area. It seems like a great salary and suddenly you think you are rich and you should be able to buy whatever you want without budgeting or denying yourself. And I think on some other areas of the country that would be true. But in this area the cost of stuff means you quickly but. through money. I bet you would say you don’t even buy that much at the grocery store or go out that often and buy clothes on sale. But even on sale companies too full advantage of inflation to jack prices up even higher than other places bc they knew people would continue paying and we all did. So basically you have to accept your not rich and you have to budget and you can’t go out as often and you do have to our attention to costs at the grocery store and buy clothing less often. [/quote] Agreed. I make about $130k as a single person and I own a house, which sounds amazing until I realize how much of my money goes into the house. I’m not “barely scraping by” by any means, but I’m far from rich and don’t have a ton of discretionary income after retirement savings and all of my monthly expenses. But I realize I’m way better off than a whole lot of people in this country, and I don’t have to scrimp and save to worry about where my groceries are coming from. I get to do a lot of what I want (within reason) and that in itself is wealth. [/quote]
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