Reply to 150k household of 1 is barely making it

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Let's just say you have a $150k salary in DC: 
- After taxes, your net pay is $98,826
- After rent ($2k p/month) you're at $74,826
- After Utility (~$110) & Wifi ($54.99) you're at $72,826
- After car & health insurance you're at $60,826
- After car payments, you're at $57,226
[b]- after food $800 a month $47,626
- after ordering out  $300 a month $44206
- after eating out(2x week) $240 a month $41326[/b]
- buying new clothes $200 a month $38926
[b]- Nexflix, Hulu etc… $200 a month $36526
- vacation twice a year $3000.        $33526
- gambling and entertainment. 6000yr $27526z
- miscellaneous.     500 month 6000 year.$21000[/b]
Tell me again how we are rich?????
[/quote]

wasting so much money. how can one person spend 1350 per month (16000 per year) and another 16000 a year on vacation, entertainment?? That's 32000 right there. it's not your earning, it's your spending dummy. [/quote]

This. Everything in bold is way too much and way too excessive. You have a major spending problem. Major. Most people with families don’t waste this much money.

You could cut down your food bill almost in half if you cut back on the eating out. You spent way too much on vacation. Way too much on entertainment and $500 a month of some thing going nowhere is kind of ridiculous as well. You also should not be spending that much money on streaming services…pick one.

Honestly, you should really go on a no spend month and spend nothing except it’s necessities and see how much money you have then start investing that money. Maybe you can figure out that you’re actually very well off: you’re just spending every penny you have.

This income and no children? You are loaded.[/quote]

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