Reply to Husband isn't good provider and I secretly hate him for it

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[quote=Anonymous][quote=Anonymous]Interesting that we're 7 pgs in and OP still hasn't said what her DH does for a living and what his/their HHI is. Given the reference to private practice - I assume lawyer for the gov't or maybe a doctor. 10 yrs in as a gov't lawyer, wouldn't he be at the 160k max for the GS scale? Assuming OP even brings in another 60k (though I expect it to be much much more since she SUCH a high achiever), you're looking at 220k. I get it - that is not the income that is going to get you a new construction $1.8 million home in Bethesda, BUT is it THAT bad?? You can easily get a new construction townhome where I live in close in Arlington for that much - thus getting you out of the 2 bedroom apartment and solving your toy problem.

Is this one of those -- OMG we ONLY make 250k and are SOOOO poor threads??[/quote]

The pay scale doesn't always work like that. He might be just a staff lawyer at one of the smaller agencies, and he could very well be a GS 13 or maybe a 14. There are 10 steps in the scale for each grade.  Within-grade/step increases are annual at first, but then they slow down with a longer waiting period between steps.  So just because you start at a step 1 doesn't mean you are at a step 10 after 10 years.  Bottom line, he may very well be making closer to $130K, which isn't terrible, especially combined with her income which she says is higher than his.  But if they both have college debt and they also have significant daycare expenses, they could certainly be squeezed to save up a decent down payment.  Could they cut back and scrimp and save, sure - they should! But when your income doesn't align with your expenses, it makes sense to look at both parts of the equation.  Where can we spend less, and how can we bring more money in?  If he could easily bring in say another $100K, doesn't it seem worth at least considering?  OP, please give us the numbers. [/quote]

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