Reply to Does anyone have a HHI less than 100k?

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[quote=Anonymous][quote=Anonymous]I am the post who asked about sharing budget, but not the pp.

However, I second pp about child-care leaving a room for savings and vacation. If you have to pay for day-care it could cost between $1200-2000. Anyways, thanks for sharing, I will look into Virgin for cell-phone service as I currently pay twice as much.[/quote]

PP with the budget. I know how much daycare costs, as mentioned I am ignoring it for now. Also, that budget is only 42k year, so there is still room for daycare if absolutely needed. But, at what point is income greater than daycare costs, 40/50/60k. At 30k it is a no brainer that parent should SAH, the benefits outweigh the costs in my opinion. Even 40-50k if spouses income is near the 90-100k+ mark.

If we move to another city will likely go to PT and SAHM to save money. Money is only useful up to a certain point, after that it is excess for crazy retirement dreams, more junk and bigger house. With only one income, career wise, we will still be on track to pull in more than we will need regardless of location.[/quote]

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