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[quote=Anonymous]OP, I understand your BF's situation better than most. I have a lot of student loan debt and am not using my degree, for various reasons too complicated to describe here. Sometimes in life we make incorrect choices, and sometimes these wrong choices are very very expensive. I have considered defaulting, but I would really prefer not to for a lot of reasons. It will take me a very long time to pay off my loans, but I know I will get there eventually, even if I am 60 when I make that last payment (and I may well be).

But no way in HELL would I consider adding to that debt by going back for another expensive degree. I do intend to get another degree, but at community college/inexpensive state school, a class at a time, pay as I go. I would never take out another student loan and your BF shouldn't either, unless the new degree would increase his income by $80-100k.

At the same time, I think the people saying to dump him are too harsh. That is your decision of course. His debt will affect your life (although they cannot come after you even if you are married -- student debt is your own and is not imputed to your spouse). If you love him, and if he can acknowledge his mistakes and come up with a plan to move forward, you can get past this and go on to have a happy life.[/quote]

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