Reply to Would you buy your adult kid another car

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Are they living within their means? Or can they not afford it because they eat out all the time, spend a ton of money on the best haircuts and clothes, drink a ton of alcohol. Do they know how to be frugal?

That would change my answer. [/quote]

Those darned youngsters and their avocado toast ways! If they are eating avocados don't you dare help them with a car![/quote]

I’m the pp and I’m laughing at the avocado toast, but you and I know it’s not just a brunch here and there. It’s a $7 coffee every day, it’s door dash 5 times a week, it’s having an expensive phone + max plan and 5 different streaming subscriptions…it’s all the things that add up. When I was first out of college I ate rice a roni and I didn’t go out like my peers did. I had plenty of fun, but I was frugal until I could afford not to be. People need to be okay with not getting what they want when they want it in order to live within their means.

I am curious about OP’s kid and how OP feels about their budgeting.[/quote]

Omg, no it’s not. You are literally avocado toasting.

It’s the $4k rent that goes up 10% a year.  Auto insurance is out of control. If they have kids, daycare is basically legal extortion.

Rice a roni? How old are you exactly?

People go out because of financial nihilism — they have tried living frugal but realizing it’s a losing proposition, costs go up faster than you can save. 
[/quote]

NP-Rent for a young person is not 4k even now...And op's child has no kids. Yes, it is a lot harder for couples looking to buy to buy, and childcare is a lot. But a young person starting out in life and with a stable, good job should be able to handle their own expenses and be fine.[/quote]

And if you cannot afford your rent and are not aware of the costs of daycare before having kids, why are you choosing to have a kid at this time?   Because the fastest way to ensure you don't get on your feet financially is to have a kid before you can afford the basics. 
[/quote]

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