Reply to if you were able to retire early (55-62) how did you do it

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[quote=Anonymous]I'm 56 and still working. DH is 62 and retired at 60 (technically laid off and chose to retire because we were able to do that financially). I plan to retire at 60.

House will be paid off then and last kid out of college - she's a junior, kid 1 graduated this year and is working full time and living on his own. We still live in the Arlington house DH bought in the late 90s although we did a significant renovation 12 years ago. DH saved a lot in the first 10 yrs of his career while i was later to saving. So, a lot of our good place with retirement $$ is because of that foundation.

No pensions or retiree healthcare. I'll have to figure out health insurance to bridge from 60-65. Possibly an ACA plan, although I want to investigate more the idea of taking a class per semester at GMU to get student health insurance.

So, basically, early savings, house that never had a payment that was a large % of our income, kids went to reasonably priced colleges (one in-state, one OOS with merit, both <$30k/yr), my parents paid for one year of college per kid. Buy modest cars and drive them for a long time. Generally live within our means. [/quote]

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