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Tweens and Teens
Reply to "Does your teen have their own IRA or Roth?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]When my kids' W-2s come around February, I contribute that exact amount into their Roths for the previous year (you can contribute up until April 15). So in Feb 2023, kid's W-2 says they earned $2,947 in 2022. I contribute $2,947 to their Roth and check the box that says "contribution for 2022". I should be doing this as their pay checks come in but ....[/quote] There's no match whatsoever. Except maybe that I they earn $2,947, then I deposit a "matching" amount. Kids keep their money for college spending money or other things they're saving for.[/quote] People with money utilize every advantage. [/quote]
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