Reply to Make $200k, credit card debt, no savings

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We need to get a grip! We have no excuses anymore. We make enough money and still life paycheck to paycheck. We spend around $1500 a week on anything other than regular bills like rent, utilizes, car payments, minimum on credit cards… To stay on the budget I put together that would pay $500 a month over the minimum on the credit cards, and $500 a month in savings, we would need to only spend $800 a week on the costs we have more control over. Is that even feasible? There are only two of us. [/quote]

OP we need to know more. What are your bills exactly where is the money going each month? Are you eating out a lot? Drink a lot? "We spend around $1500 a week on anything other than regular bills" WHERE is that $1500 going each week? This isn't clear at all.[/quote]

Here's a good idea of where our money goes each week.

250.00 	Groceries
 60.00 	Gas
 35.00 	Subscriptions
 200.00 	Eating out
 200.00 	Clothes, jewelry
 100.00 	haircuts, skin care, etc
 60.00 	Dog walker
 70.00 	House cleaner (I have a bad back and cleaning is really hard for me- every two weeks at 140 each time)
 150.00 	Amazon- things for house, misc.
 200.00 	Medical- copays, prescriptions, supplements
 100.00 	Cigars- husband
 25.00 	Dog food
 50.00 	Dog- vet, meds, etc
 1,500.00

So I see that we can spend less on just about everything if we grocery shop more carefully, eat at home, stop shopping for clothes and other things we really don't need. [/quote]

This is rediculous.[/quote]

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