Reply to Fiancé won’t put me on the title of our new house

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[quote=Anonymous]NP and not able to read all pages but:

OP, it's no one's business to judge why you're engaged and not married. Sorry you're getting blowback here about that. But it's typical for this site.

If you and your fiance get along fine other than this one issue, you need to find a time when all kids are out of the house or otherwise occupied, a calm time, and talk about this like two adults able to look at the future. One part of the potential future is his, or your, sudden death.

My brother died unexpectedly and had not yet put his wife's name on their deed though he'd talked about doing so for several years (he owned their home outright, mortgage was all paid up).

When he died, some former business partners claimed he owed them money and their attorney said point-blank that because the house was part of his estate, they likely could take it--or rather, force its sale. My poor sister-in-law had to deal with intense grief over a totally unexpected death and at the same time deal with the idea that she could lose the roof over her head too. It was extremely traumatizing for her, and that's without any kids in the mix.

Your fiance and you, [b]together,[/b] need to get some solid legal advice and you must bring up, very clearly, the issue of what would happen if your fiance were to die suddenly. Covenant or trust or you on the deed or whatever; find out if you'd be on the hook for money you don't have; just get good advice and tell your fiance that you and ALL the kids -- his, yours, your kid together -- need protection from sudden problems if he were to die. If he tries to say, oh, that won't happen, well -- yes, it can and it does sometimes. As adults with so many kids around you must face up to that and get a legal instrument in place now. (My SIL was OK in the end and the financial dispute got resolved so she kept the house, thank God. But she had a very aggressive lawyer who cared about her a lot, which helped.) [/quote]

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