Reply to We spend around 18K a month, where does it go?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You don't need to be spending $2,500/mo on home goods and adult clothing. That is insane.

Why is your phone/cable bill so high? Research the company websites for a better deal. They will give you one because they don't want to lose your business to a competitor.

Peloton is a big waste of money, IMHO. Ditch it.

Learn to clip virtual coupons and stick to a grocery list.

Set an entertainment budget. You spend no more than $150/month. No, really. It will make you figure out what is worth your dollars. The kids can learn delayed gratification. Bonus.

I can keep going, but I have a feeling that OP won't change a thing. Just a hunch.[/quote]

See, the cool thing about having a high income like OP (and me) is you don't have to do time-consuming, low return stuff like clip coupons, have a 150/mo entertainment budget, or constantly haggle with service providers to save a few bucks a month on cable.  Time is more valuable than that, especially when there's so much obvious fluff in the budget if OP really wants to cut back.  Instead of wasting time on coupons, you get to come be snarky on DCUM.  [/quote]

I am a very cheap person but I spend approximately 0 minutes per year on clipping coupons or haggling.  The amount of time OP appears to spend on buying and curating her possessions seems overwhelming to me.[/quote]

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