Reply to We spend around 18K a month, where does it go?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You don't need to be spending $2,500/mo on home goods and adult clothing. That is insane.

Why is your phone/cable bill so high? Research the company websites for a better deal. They will give you one because they don't want to lose your business to a competitor.

Peloton is a big waste of money, IMHO. Ditch it.

Learn to clip virtual coupons and stick to a grocery list.

Set an entertainment budget. You spend no more than $150/month. No, really. It will make you figure out what is worth your dollars. The kids can learn delayed gratification. Bonus.

I can keep going, but I have a feeling that OP won't change a thing. Just a hunch.[/quote]

This is silly advice.  OP isn’t broke, just wondering if her spending is way out of whack.  If OP uses the Peloton for exercise, then that spending is serving a good purpose and there’s no reason to cut it.  And why should OP spend hours of time hunting for virtual coupons if shes not struggling financially?  Not everyone aspires to an austerity budget for the self-perceived virtue of it.[/quote]

0P knows exactly why the spending is what it is...it was all written down in detail.  What is this about?  OP wants to have the same budget as some random poster on DCUM?  Why?[/quote]

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