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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I found out he has $8.5K in credit card debt, $2K in a personal loan that he took out to pay that debt, and he withdrew from his 401K to pay the debt. He had told me that he was maxing out his 401K since 2019, but that was inaccurate. I also saw his checking/savings, which have only $20 in them. He has more saved in our mortgage and joint savings account than on his own. I appreciate that he was totally open and showed me his credit report online. We worked out a budget where he could put $1000 per month towards his debts to pay them off in about a year. I am just unsure of where to go from here.[/quote]

I don’t think he was panicking about 10k in debt. He was probably panicking that the 10k in debt would set you on the trail to find the bigger secrets that he has out there. Don’t fall for the distraction or the false security of thinking that the 10k debt is “the problem.” Keep searching now![/quote]

Yes, if he took out $2k loan to pay off cc and then 401k money to pay off more, but didn’t, he could be gambling. My brother was and continually lied about it to everyone. [/quote]

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