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Reply to "Do you think Trump's tax proposal will pass?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I didn't think it would. I didn't think we'd have a shutdown, either. Da**it. Car just broke down, just replaced two appliances in the kitchen. This is a bad time for a shutdown for us. At least we've already finished the Christmas shopping. [/quote] But don't you get back pay for the days you were off? My friend told me she's looking forward to a vacation.[/quote] Congress needs to decide if federal employees get back pay. They always have in the past - but who knows. Federal contractors do not get back pay as far as I understand.[/quote] Nope, we can only PTO or if you have none, you get no pay.[/quote] That's not what I heard. You always get paid (just with a delay). But ultimately, you lose no money - and get a paid vacation. As I said, my friend is hoping for it. [/quote] That’s great that your friend has cash to live off of indefinitely while waiting for that backpay. That’s not the case for most federal workers who need their paychecks to pay their bills and put food on the table. Your friend is selfish and insensitive. And no, there is no guarantee that they will get backpay. They have in the past, but we have never had this polical climate. DH is still waiting for thousands of dollars in overtime pay for helping with the hurricane response. Beginning to think we will never see that money. [/quote] That's why people should have an emergency savings account, and there's no excuse why government workers - with an average individual salary of $80,000 - shouldn't have put at least a few weeks' expenses away in the case of a govt shutdown. Those of us in the private industry who have been laid off or furloughed many times, and never with back pay, may find it hard to sympathize. The only ones I do feel sorry for are the GS3s and 4s, but these highly paid workers....no excuse. When we had the last govt shutdown, the WaPo ran a story about a "poor" fed, earning around $100,000, who was crying how she couldn't pay her bills if she missed a paycheck, even temporarily, and would have to cancel her trip to Prague. I thought.....wth...why did you schedule a trip to Prauge when you have NO emergency sayings and you work for the govt, where a govt shutdown is always a possibility? People who earn middle class incomes and can't afford to miss a paycheck are living beyond their means.[/quote] P.S. I was laid off when I was earning $75,000, and it took me more than 6 months to find a new job. I didn't run into trouble because I had an emergency savings account in case I got laid off, as happens in private industry. I sacrificed to build up that account but I manages to do it. [/quote] Good grief. You are severely out if touch. Everyone would like to have an emergency fund that would get them by indefinitely. It’s just not possibly for everyone and there are MANY factors other than salary such as health expenses, number of kids, student loans/debt, single parents, etc. And surely you realize that $80K does not get you very far in DC. [/quote] Good grief. You are so predictable. Yes, I know $80k doesn't go far, but if you can't save at least two months' expenses, you are living beyond your means. Get a cheaper apartment, or take in a roommate. Stop eating out. Go on NO vacations until you have an emergency savings account. And I WAS a single oarent myself. (Still am, but DD is grown.) It was 10 years ago when I was laid off, and even at my $75,000 salary, I had put away 8 months' expenses. Why and how? I knew I was responsible for a child, and I did so by buying a tiny 2-bedroom condo instead of the larger townhouse the bank approved me for. I lived below my means, enabling me to save for a rainy day. [/quote]
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