Reply to if you SAH, how do you plan for DH leaving, dying, etc.?

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Reply to "if you SAH, how do you plan for DH leaving, dying, etc.?"

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[quote=Anonymous][quote=Anonymous]I get the feeling from reading every single response here that most of you have no knowledge of  what actually happens in a divorce, regarding the assets accumulated DURING a longish, modern marriage in which the parties mutually decided that one parent would stop working out of the home.

Hint, for the sanctimonious (< only) working spouses who've posted: the state doesn't let the dude scoop up all the marbles and leave the playground. Those assets are divided, often equally but always equitably. [/quote]

Assets accumulated during the marriage, sure. But if you've been married 10 years, have two little kids, and are used to a certain standard of living, it may be very hard to keep up anything close to that AFTER the divorce. Your ex may need to provide child support and maybe alimony but it doesn't necessarily have to be at the same level as what you were used to, or anticipating (e.g., to cover private school, if you thought that was where you'd eventually send the kids, etc.)

That said, I think the most useful advice anyone has given on this thread (beyond the things that should apply to ANY parent, like having life and disability insurance), is to have a formal, preferably enforceable agreement. [/quote]

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