Reply to And Your First Paycheck of the Year is.....

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Calculate it weekly and it's much easier to stomach.  Most of us can stomach a $30 increase.  Pack your lunch a couple times a week or cook dinner at home one additional night a week.  Done.[/quote]

I posted this article today on FB - I was just trying to be helpful.  http://www.thebudgetdiet.com/cut-your-spending-by-400-a-month

Seriously, there are ways to cut your budget, but people prefer to bitch and whine.  I need to practice what I preach on the budget cutting side (as in buckle down and actually do some of the stuff in this article), but I'm not going to sit here and feel sorry for myself when I know that this is just the way it is. I prefer people not go hungry or get sick just so I can eat out more than I should.  It really is a very simple change in perspective.[/quote]

Anyone else see the irony in this approach?[/quote]

cutting your monthly expenses to fit your new HHI that was what it should have been all along?  MOST spend to their maximum ability.  And when those paychecks went up a couple years ago (tax CUT), they spent the money rather than saved it.  So now they are pissed (blaming a tax HIKE, when the reality is that this is where their taxes were previously).  But most spend on things they don't need to.  There are ALWAYS ways to trim back budgets.  We make in the low-6 figures, and we are constantly looking for ways to be better about our spending habits and increase our savings.[/quote]

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