Reply to Will I regret it if we downsize and I quit my job so I an be a SAHM?

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Reply to "Will I regret it if we downsize and I quit my job so I an be a SAHM?"

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[quote=Anonymous][quote=Anonymous]No regrets for us.  A few things to take into consideration.

- I have [b]a very good marriage[/b]. DH is loyal, hard working, will never cheat, will never divorce.  We also come from intact marriages. Family (including extended) is very close knit.  Kids are everything for us.

- DH made sure that we were heavily insured so if anything happened to him we would have been multi-millionairs and I would never ever have to go back to working, while maintaining a very good lifestyle.

- I am very well educated and qualified and I would have been able to get some white-collar job in a pinch.

- My family and social circle appreciated a SAHM and I did not have to face any kind of negative comments

- I was able to afford cleaning lady, landscaper, kids EC activities, tutors, travelling for competitions and tournaments etc easily and did not feel the pinch of vanished paycheck.

- I don't get FOMO.  DH is a devoted dad and likes to spend his time with me and kids.

- I have some money of my own and DH and I will both inherit a modest amount from our parents.

- We do not have pre-nup etc.  We both have our names on all assets.

[/quote]

Honestly I see this type of comment “I would be able to get some sort of white collar job if I needed/wanted” here constantly and it just is not true right now. I know recently employed people with reasonably relevant skills who are struggling to find work. Perhaps that will change again eventually if the job market improves but right now it’s a big gamble. If you were a nurse/teacher/PT that would be different.

I would never tell someone not to SAH, I think I would have really enjoyed it but it’s a gamble unless you have a big nest egg. You absolutely cannot be sure your spouse will never leave you, coming from intact families is not at all a guarantee. [/quote]

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