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[quote=Anonymous]I am an immigrant, and when we first came here, we had so little. I started working pretty much right away because everyone needed to pitch in, and have never stopped. DH's family was really wealthy when he was young, but his dad lost all the money due to trusting the wrong people and poor investments, so he also was pretty low on funds when he was younger. I think that this kind of stuff stays with you, so we have been pretty frugal.

We live a fairly ordinary life, despite being wealthy. Over time though, what we have done, is started to outsource stuff that we both hated doing. Like getting cleaners, landscaping people, etc. It was just kind of circumstantial that we ended up flying business for the first time when my dad passed away (we didn't want to deal with economy in that state of mind), and since then, we fly business on long-haul flights. We both found it worth it. I still won't spend money on designer clothes or handbags; it's not a priority at all. So my advice to you, OP, is to be mindful that spending money on yourself for the things that will improve your quality of life is money well spent.

To the PP who said they were homeless when they were young, and don't understand this at all. How you respond to things like this appears to be really very personal. I've told you how I am. My younger brother is much more of a spendthrift than I am, despite growing up in the same household. I think that personality definitely plays a role. He is generally *much* more laid back about pretty much everything in life than I am.

I will also add a cautionary tale. I have an aunt who is 95, who grew up in extreme poverty, and is easily a multi-millionaire. She lives in a rent controlled apartment in a shitty  area, wears hand me downs, and subsists on sale/clearance food. You don't want to be her.[/quote]

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