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[quote=Anonymous][quote=Anonymous]1.) Already retired at 47. I would not work a day longer for capable young adults. I would help pay grad school loans, but from my investments not my earned income.
'No' to costly wedding. He would never even ask. Courthouse and a dinner is more like him.
2.) There's no spouse.
3.) They live nearby. No need for airplane tickets. 
Groceries and meals out are such a small expense. Haven't even thought about them.
4.) I don't vacation with them usually. They are going to EU with relatives. I paid for it as I don't feel like going, but aunt wants to take them. Adult child paid for his EU graduation trip and trip to the beach with friends.
5.) He can take my car and several relatives would let him use their car. Again, not a big deal or cost. Being able to see friends is important.
6.) Again, will help both kids with grad school loans. One went straight into 2nd year of community college and then in state while working. Haven't really had a college expense yet.
Nobody is spending money left and right. I would have asked questions about how to save or invest money if I had posted like you, and not who is paying for what expense.
That said, 'hell no' to 401k for my kids starting out. [/quote]

Why "hell no"?  Helping your kids to start investing early is a huge path to wealth/financial independence. We have matched our kid's IRA investments since they had income to put into a ROTH.  Once they start working, we gift them the $7K for IRA as well as another $10-15K for 401K.  By the time our first kid is 30, they will have enough invested to have over $2M at retirement, if they NEVER put in another dime after age 30.  The power of time is huge.  and they will obviously continue to invest for retirement, but the early investing does wonders
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