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[quote=Anonymous]OP here- thanks everyone for the reality check!

We live comfortably now, but feel as though savings are accruing at the world's slowest rate. In terms of expenditures we can cut back on... I do love to travel and admittedly prioritize that, but that's something that I don't want to eliminate (bring down costs/cut back, on the other hand, will be absolutely necessary). I know raising a child in an apartment is possible, but it feels like throwing money away instead of actually building wealth. One of my big worries is the cost of childcare. We don't live near our parents. Mine live in an even more expensive area, and his live in an undesirable (for us) rural area.  It doesn't help that most of our friends are not interested in kids, or feel not ready yet. It doesn't feel like we will have a large support network when we take this plunge.

I appreciate the sentiment that no time is perfect, and we have to just go ahead and do it if we want children.  I've wanted them my whole life, and I know we will make it work. [/quote]

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