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Reply to "Long term care insurance"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote]So it rubs me really wrong when the older spouse--usually male--with a shorter life expectancy--again usually male--makes a solo decision to not plan for this reasonably without really working through the details of the various situations with their spouse. [/quote] Very likely it's not men here on DCUM who keep saying "forget LTC insurance, let me die or get euthanized."[/quote] One man here who mostly feels that way. Zero desire to live to a point where I can't enjoy the basic things in life, or have no idea who my family is. My father has made clear he feels the same way, and has made it very clear in his medical directives.[/quote] There is no legal/legitimate "medical directive" that would allow a caregiver/spouse/relative or even the state to simply turn their back on a dementia patient and let them die of neglect. Not going to happen. I think there is a percentage of people who like to talk REAL BIG about how they are going to be IN CONTROL and not live in any kind of diminished capacity. They like to talk big, but when the time comes and they actually have dementia, they are going to need the same care that everyone else needs... toilet care, dressing, help with managing life, and security so they don't wander away. The bottom line is that there is no easy way out of living through dementia unless you have a pact with your spouse to do a murder-suicide. [/quote]
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