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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote]So it rubs me really wrong when the older spouse--usually male--with a shorter life expectancy--again usually male--makes a solo decision to not plan for this reasonably without really working through the details of the various situations with their spouse. [/quote]

Very likely it's not men here on DCUM who keep saying "forget LTC insurance, let me die or get euthanized."[/quote]

One man here who mostly feels that way. Zero desire to live to a point where I can't enjoy the basic things in life, or have no idea who my family is. My father has made clear he feels the same way, and has made it very clear in his medical directives.[/quote]

Do you have a spouse and if so what do they think? What happens if you're cognizant and enjoying life but can't complete some daily living tasks and need care?  Or your spouse is in that situation?  After my grandfathers died, both my grandmothers needed to be in long term care due to repeated falls, but they still loved seeing their grandchildren, playing cards with their friends etc.  Basically their kids coughed up the money for their long term care--and none of them are well-off but there are at least 5 kids in each family to share the burden-- because my grandfathers ran the finances and didn't think about it.   [/quote]

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