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Reply to "DD and fiancé are living way beyond their means. Do I say anything? "
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[quote=Anonymous][quote=Anonymous]Ramsey's insistence on paying off mortgage is also smart. Most people spend extra money so instead making additional payments on mortgage can shave off several years.[/quote] Ramsey's advice is for people who can't make good decisions for themselves, so they need someone to tell them to do suboptimal things that are easier to comply with because they require less self-control to avoid temptation. Unsurprisingly, Ramsey and his target audience are religious people. [/quote]
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