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Money and Finances
Reply to "Middle-class, reasonable, not extravagant retirement plans"
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[quote=Anonymous]My brother is lower middle class. Makes about $25000 a year at most as a para educator with good healthcare. Lives in an old small one bedroom house with small farm attached. Worth about $180k and paid off off. Gets hand me down cars from family and a bit of financial help to fix up the farm (new heating system and tractor). Has a super simple lifestyle and Has very minimal expenses. He saves about $6k a year in His 403b and takes advantage of the Federal savers credit for retirement on his taxes. I know the Roth is better but he has a lot of trouble managing paper bills due to ADHD. He doesn’t even have a credit card and only uses a debit card. Is his life ideal to me? No. But it works for him.[/quote]
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