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Reply to "Separate finances: how to deal if one spouse isn't saving enough for retirement"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Please go see a financial advisor ASAP so they can help you figure this all out.[/quote] Shed doesn't need a financial advisor. She needs a marriage counselor or a a divorce lawyer. [/quote] +1 OP and her husband aren’t 30. You’re not going to see a financial advisor who is going to be able to correct the fact that OP probably had a couple of decades of saving ahead over her DH. Either get comfortable with the fact that your assets will eventually benefitting him, or divorce. What if he has a stroke? Even if he had nothing in his name, he wouldn’t be able to get a Medicaid bed due to your situation. I think these two just got married to save the $1,500 on health insurance, and maybe for tax reasons. Short term thinking, indeed. (Are we noticing a pattern here?) I don’t buy it about consulting with attorneys and financial planners about how this made sense. This whole thing is too harebrained. If you did consult with someone who should know better, you should ask for a refund. [/quote]
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