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Reply to "Advice re underfunded college savings & well funded retirement "
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[quote=Anonymous]401Ks can be a source of college money due to parents marrying later in life. You don't pay the penalty after 59 1/2 when many folks have kids in college. Also if you are laid off or early retired you get benefit of tuition tax breaks while in a lower income bracket. I am not doing it for first two kids. By when my third kid graduates college I am 67. I already have two million in my 401k. By the time I am 67 will be around four four million. I have to get it out and rather not do it in big lump sums as taxable. [/quote]
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