Reply to Parents of little kids: What are your college savings goals?

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[quote=Anonymous]We only have 1, so our situation may not work for everyone.

We fund the 529s at the full amounts allowed every year. We have about $96K for our 10 year old.  So, we should be able to fund in-state (and maybe out of state making up the difference and, hopefully, some sort of aid).

I funded college and grad school and the debt was crippling. My DH went to a military academy so that helped offset my debts. It is paid off but really put us in a hole starting out.  I want DC to have an easier time starting out and to be able to choose a career best suited for her rather than one that will simply pay bills (which is what I did and I hate my career path).

As for skin in the game, this did not make me work harder.  I was already a hard worker. But, it did cause some (resentment is not the right word, but certainly jealousy) at my friends who graduated college with not a penny in debt, got to live in nice apartments, had a functional car, etc. while I scraped by barely even able to afford food, no health care, etc.  I'm not sure I learned anything from that other than how to survive.[/quote]

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