Reply to Why do children get MORE expensive as they get older?

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[quote=Anonymous]I think the ES years are a lull.  But, things get expensive fast in MS and HS. Some luxury, some not. ADHD kid at TJ.  Best free public school in the nation. But, he can't do it without an executive functioning coach. With one, he can perform at a very high academic level. So is it optional?  Yes, but... he gets an amazing education that is perfect for him for the $4000 a year we spend on tutoring. And of course a psychiatrist to manage meds (can't get a good one on health insurance).  No sports, but serious musician. Private lessons, plus marching band, plus curricular band, plus concert outfit, plus traveling to marching competitions, plus, plus. It adds up fast.  It's optional. But, he's very good at it, and loves it, and he needs to do something besides study if he wants to apply to good colleges.  And every activity at the HS level is expensive.

He does not have a car, but we do have to carry auto insurance. She does have a cell phone. We are past the age of hand me down clothes.

But the kicker for us is that we never really lost childcare expenses. Once they started K, the aftercare was still expensive, and we used the difference for his 529.  Once aftercare stopped, we upped the 529 contributions.

PP is right. Expenses like band and tutoring and music lessons are optional, and childcare is not.  But, I wouldn't feel good about cutting anything. [/quote]

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