Reply to Mom, we must be rich right? How to respond.

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[quote=Anonymous][quote=Anonymous]Umm. How about a flat out "Grown ups don't talk to kids about grown up money. You have all the things you need and you are very lucky."

He will persist. You repeat. Shift the conversation into "People can do three things with money; spend on things you need and a few you want, and if you are lucky to have some left over you should save some of it. If you're lucky to have even more leftover you can share some to help other people."

That's all I tell my kid about money right now.

Your canned line about working hard = payday is totally offensive. If you think and teach that simply working hard earns one wealth or guaranteed comfort, you're setting your kid up to believe a fallacy and potentially confuse or offend the garbage man's kid. Truth is he will probably be rich because you are, but he'll know that on his own one day. For now, shut the talk down. [/quote]

Personally, I think this is horrible.  Why would you not start an adult out with a good sense of budget and want vs. need?  That's built when kids watch parents, ask questions and are given answers.  My mother had us start helping with balancing the checkbook when we were in 2nd grade; I started letting kids help when they can consistently add and subtract 2 digit and 3 digit numbers.[/quote]

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