Reply to What's wrong with just saying...we can't afford it

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[quote=Anonymous][quote=Anonymous]"Here is what we would have paid for you to attend State U. You can go private but you have to find the rest yourself. Good luck to you."[/quote]

This is exactly what I would do. Too many parents start with a baseline of paying for everything. Then, when their child wants to go to an expensive private school, or a popular state school that is out-o- state or offers no scholarship, they have to choose between refusing to pay or taking on huge loans.

It would be better, IMO, to explain that you have a college fund for him, that you have saved X dollars for him, and now it's his choice of where he wants to go. If he wants to go to Expensive Private U, then he can get a loan.

Also, I would advise against a big, state school. They are fine if your son is motivated, but unmotivated kids tend to fall through the cracks. I would strongly recommend a community college. He can start there and then transfer to a state flagship if it works out. Ultimately, I think it's important to be up-front about your finances and then let your son make the decision.

You might also just let him get a full-time job for a while and not go to school. Not everyone has to go to college, and most people aren't as snobby about blue collar workers as they are on DCUM.[/quote]

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