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[quote=Anonymous][quote=Anonymous]He is an attorney and lost his job when the legal market tanked.  Our mortgage is 2400 per month and day care is 1500(find me something cheaper I beg you.  Does not exist).  After saving for retirement and college and paying bills and groceries we have no discretionary money.  I am just sad at my reality.  I am fully aware it's fine but it's not at all what I imagined.  Disappointment[/quote]

How old is your child?  Our two-year-old's daycare is a bit cheaper than that.

And how old are you?  You can space out your children so there's just a small overlap in the daycare--long enough that you'll guarantee your sibling preference, but otherwise cheaper.

Our combined salary is a bit higher ($170s) with mortgage and daycare nearly a thousand less than yours, though we do have student debt yet, and I hear you about needing to be careful about budgeting.  Hang in there.  The daycare years won't last forever, and your incomes may yet go up, if never back to what you had before. Someone mentioned saving less for college and retirement--we're not saving for college right now, though we are saving for retirement.

Sure, it's tight, but globally, we are still rich beyond what most of the world ever sees.  Start lowering your expectations, be grateful for a warm house and regular meals, your health, your child's smile, your husband.  Especially find ways to appreciate your husband.  Do free local things with your kid, there are tons.  Find new recipes to cook at home, find some good consignment shops.  Look around and open your eyes to what you have in front of you.  I bet it's a lot.[/quote]

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