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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP - I understand how you feel.  I'm sure I would feel the same.  [b]People can be so self-righteous with their comments[/b].  I think in order to move on you have to accept (even mourn) that the life you thought you would have (at least financially) is over. Then focus on moving forward with the life you have now.  Definitely talk to a financial planner who can help restructure your savings and retirement goals given your new reality.  I also think moving is not a bad idea- start over somewhere a lot less expensive without all the pressures inherent in living in DC.  Has your husband reached out to his law school's career services office for help and advice?  They might know of other opportunities both in and out of DC.[/quote]

So many thrift store shoppers and coupon clippers and unwaxed women come out of the woodworks for posts like these.  Martyr central.[/quote]

Eh, well maybe these things didn't occur to OP as options yet? So maybe it will be helpful.

Honestly though, I get it to a degree.  We make that much and don't have kids yet- we have extra income right now to work on house projects, take overseas vacations, etc., and I know when we have kids we won't be able to do that stuff as easily. Going from $400k to $150k requires a change in lifestyle.  IF you do have a good retirement cushion from your time at the higher income, give yourself a break and decrease the contributions for a bit.  A visit to a financial planner could help you figure out how much you need to stash away each month- are you still saving at the rate to support your former lifestyle in retirement, for instance.[/quote]

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