Reply to Leaving a Government job because of daycare expenses.

Forum Index » Money and Finances

Reply to "Leaving a Government job because of daycare expenses. "

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous]OP here, children are in good hands and not neglected in any way. Although of course I feel that they would be better off with me at home. I have two little babies and do wish I could see them more, there are days when I only see them for an hour or less. My job will not let me telecommute, I have asked many times and they don't let anyone do it. My husband is fine with whatever decision I make and has a secure job. I do think he would prefer it if I stayed home in order for all of us to eat a little bit better and avoid my long commute.  I worry about giving up the career that I went to school for so many years to have plus the 6 years that I have worked my butt off to get two promotions.  I will make a decision soon,  I do appreciate everyone taking the time to share your thoughts [/quote]

OP, what do you do? Is contracting an option for you? I managed a similar situation by quitting and contracting out my services for several years. Then I got to work as much or as little as I wanted (or rather, as I needed in order to pay the bills), at home or on-site. We still had childcare, and some weeks I worked 60 hours, but other weeks I worked 10 or 20. The flexibility and ability to manage my own time as I saw fit was HUGE for me. There is a cost--self-employment taxes, loss of matching retirement, loss of insurance (health not an issue if you can get it through your spouse, but disability insurance becomes more important), time spent managing finances (quarterly tax payments, being disciplined about making contributions to your SEP-IRA, etc)--but for me the benefits far outweighed them. [/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics