Reply to Private school vs paying for inlaws extended care

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[quote=Anonymous][quote=Anonymous]As uncomfortable as the conversation would be, all the siblings need to pitch in to pay for the preferred assisted living. If that doesn't happen, no I wouldn't take it on yourself. It is a far bigger financial black hole than private school and one you can not easily remove yourself from in the future.

[b]Also, don't be too hard on them for not saving.[/b] Having parents in the same age bracket I can tell you that neither of my parent anticipated living into their late 80's while they were younger and working.  Your in laws may have thought the same and calculated retirement needs that have already run out or started to run out.  The may have never envisioned living to 90 or older.

[/quote]

I do judge people for not planning ahead.  Sorry, I just do.  My mother saved like a crazy person to fund her own retirement, which she did successfully.  She had only a high school education and never earned more than $30K (I'm guessing).  But she made it happen - because she didn't want to jeopardize her kids' and grandchildren's needs being met.

I admire OP, but I do judge her ILs, who could have and should have saved, for not doing so.[/quote]

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