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Reply to " To anyone who once had nothing and is now worth 7 or 8 figures:"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]bump. This thread is fascinating.[/quote] why ?[/quote] PP you responded to here. I'm not OP, but as middle income mom of 3 kids under 10, I have struggled to make financial sense of my life in the past few years. I came from a low income family and have had to learn how to save and cut spending. It is very difficult and quite a learned skill. I'm not where I want to be yet- but I can appreciate the tips many have given to OP. Great advice so far. I'm following this for tips as well. OP, no advice to give you but I wish you the best in 2014. [/quote] PP, I am one of the posters who gave advice to OP. Don't be afraid to say NO! to your kids when they nag your for stuff. I mean, what are you going to say if you actually really can't afford it? NO! right? Don't feel guilty. Credit cards are very bad too. Very very bad. Credit cards, actually, like a lot of things today, only help the rich, I have decided. They pay it off every month, get the rewards, and never pay any interest. Credit card debt is evil. Horrible interest rates. Pay that garbage off!!! But also keep in mind, children are a wonderful investment unto themselves. You can have saved not a penny in retirement, but raise your kids right, and they will take good care of you until your dying days. That is my mother's situation. Single mom, disabled, no money, but her retirement's taken care of. I treat her good. :-)[/quote]
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