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Political Discussion
Reply to "Tell me why you think 26 year olds should be covered under parents' insurance"
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[quote=Anonymous]I will take two personal anecdotal examples. My dad was a GS-9 in the federal government when he retired, he was probably a GS-7 when I was in college. My super smart brother who got a scholarship to college he went to college at 18, 19, 20, 21, then worked for 1 year 22, then law school for 4 years because he had to work his way through school as security guard 23, 24, 25, 26. I was not so lucky with the DNA so I took 6 years to graduate because I worked my way through college 18, 19, 20, 21, 22, 23. Alas, it was 1991 and we were at war and nobody was hiring so I worked part time jobs for 2 years and got a real job at 26. [quote=Anonymous][quote=Anonymous][quote=Anonymous]Because when you are a college student, it's a sort of prolonged period of dependence upon one's parents. In some ways, yes you are an adult, in others, it's not like most college students are full time workers with a job that pays for insurance. Heck, can most recent college graduates even find a job these days? We have a sliding scale for many "adult" thresholds.... when you can drive, have sex (without it being statutory rape),when you can smoke, be drafted, vote, drink.... I don't see anything wrong with setting an age for dependence on parental insurance. As long as the premium is paid, then what's the problem? And I'm an HR person, I disagree that most or many employers pay for adult child coverage. My firm is extremely generous with health insurance and we don't do this for everyone - only certain executives as part of a negotiated compensation package. The insurance is considered to be in lieu of salary. [/quote] [b]I agree that children should be covered through their college years - why up to age 26? Why did this become the cut-off age? [/b] Was there some data that the administration used to determine this age? Seems to me that most kids leave college at age 22 or 23 at the latest after 4 or 5 years of undergraduate work. I think 26 is a bit old to be considered a "dependent" that needs coverage from a parent's policy. [/quote] I agree. 26 is too old.[/quote][/quote]
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