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Reply to "Tell me why you think 26 year olds should be covered under parents' insurance"
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[quote=Anonymous][quote=Anonymous]I don't understand why 26 year olds OR ANY FAMILY MEMBER shouldn't be covered under one individual's plan. It's not like it's one price for as many people as you can claim a relationship to. You pay a premium for each additional insured. Those premiums vary based on the age of the insured. Why can't I have my parents on my plan? Why not my sister? I'm paying the premium, I'm not getting anything for free. [/quote] That's where you're mistaken. As a PP explained above, many insurances (all I've ever seen offered by my employers) are offered as self, self +1, or family. When family is selected, you pay one price whether you have two children or ten. It's not additional money per child. So in essence, you would be getting a lot for free if you could add extended family for nothing. [/quote]
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