Reply to Tell me why you think 26 year olds should be covered under parents' insurance

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[quote=Anonymous][quote=Anonymous]NP here.  I don't think children "should" be covered but I think it's economically wise and socially sound to arrange it so that they "could" be covered.  Many people that age are still in school (undergrad, grad, or professional) or just out of school (working in entry-level jobs, and/or paying off student loans).  People in these categories almost never buy health insurance if they aren't provided it by their employer, so making it possible through their family's plan is beneficial to everyone.  The individual is covered (which saves the costs of emergency care and brings down the costs for everyone by having healthy young people enrolled in the plan), the additional cost to the family is minimal (and can be absorbed by the parents if they choose which frees up funds for loan payments or consumer input into the local economy), and the individual has more flexibility regarding job location and type if they are not facing choices about health benefits or riskiness.  And, of course, insurance companies get paid to cover someone who needs very little care and thereby make money.

Of all aspects of the ACA, this one is the most obvious win-win(-win-win) in my opinion.[/quote]

Exactly. Well said.[/quote]

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