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[quote=Anonymous]Regardless of the insanity of deciding you can't afford ice cream and haircuts when you have that much money lying around, I don't understand why you have $350K in an emergency fund -- that is outrageous. You should only have about 6-8 months of expenses in a liquid emergency fund that isn't earning much, if any interest. Maybe a year's worth if you are the anxious type or if you have an unstable job. By my calculations, you say it takes about 10K a month to run your house and pay CS. That means 60-80K max should be in your emergency fund. The rest should be invested in a mutual fund or put somewhere where it can be working for you. You really should read up on basic finance. I can't for the life of me understand how you came up with these wacky ideas about money. [/quote]
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